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How it works

The jobs Nodu does, one by one.

Each one starts with a chore families put off, then what Nodu does about it, then what that looks like in the app for an example household.

Nodu loves doing the things you hate.

Every family has a pile of money jobs nobody wants. Nodu does them gladly, and checks with you before anything real happens.

Statements

Forty pages of bank statement? Nodu has read them.

Drop in statements from any bank, as CSV or PDF. Nodu checks each one adds up to the cent before saving a thing, sorts every transaction, and answers questions in plain words.

  • Reads CSV and PDF statements from any bank
  • Checks every PDF adds up to the cent before saving it
  • Sorts spending into 69 Australian categories, and learns your corrections
  • Tells you which statements would help most
  • Reminds you gently when an account's statements fall behind, once a month at most
  • A year of spending, month by month, by category
Sarah

Everyday-account-June.pdf

All 40 pages add up to the cent.

How did we go in June?

Spending in June−$214.10 on May

$4,862.40

  • Groceries$1,120.40
  • Fuel$386.20
  • Eating out$291.50

143 transactions · Example household

Bills

A bill due the day before payday?

Nodu keeps every bill and due date against your pay, spots the tight weeks before they arrive, and offers to sort them: a payment plan, a new due date, a call made for you.

  • Finds every bill due in the next 90 days, from your statements
  • Knows your pay, and money in against money out each month
  • Spots price rises, and charges that seem to have stopped
  • Sees tight weeks coming, 90 days ahead, and tells you before they hit
  • Asks for payment plans, with your OKComing soon

Coming up next 3 weeks

  • PowerThu 16 Oct$412.50
  • WaterMon 20 Oct$186.30
  • PhoneWed 22 Oct$65.00
  • Car regoFri 31 Oct$842.00
  • Pay lands Thu 23 Oct

Three bills before payday. Short by $392.50 on Thursday.

I can ask the power company for a payment plan that starts on payday. Want me to?
Yes, ask themShow me the forecast

Subscriptions and fees

Paying for things nobody uses?

The streaming service nobody watches, the gym nobody goes to, the fee that crept in. Nodu finds them, adds them up, and cancels the ones you choose.

  • Finds price rises, streaming overlap and bank fees, with what each costs a year
  • Finds subscriptions and fees nobody usesComing soon
  • Flags renewals before they roll overComing soon
None of these have been used since March. Together they cost $1,280 a year.

Paying for, not using

Two streaming services nobody watches$440 a year
Gym membership, unused since March$780 a year
Account-keeping fee$60 a year
Back each year$1,280
Cancel all threeChoose

Cancelling needs your OK. Example household.

Benefits

Owed anything in government benefits?

Concessions and rebates are easy to miss. Nodu checks your household against official guidance, tells you what you may be eligible for, and helps with the forms.

  • Estimates Family Tax Benefit A and B, with the rules checked against Services Australia
  • Checks concessions you may be eligible forComing soon
From what you've told me, you may be eligible for an energy concession. Want help with the form?
You may be eligibleGeneral information

Energy concession

About $410 a year off your power bills

  • Your household and income, as you told me
  • Checked against official guidance for your state
Help me apply

Example household.

Health check

Your finance health check. Easier than the dentist.

Once a season, Nodu looks over the whole picture: bills, buffers, the home loan, renewals and goals. One page, plain words, estimates clearly marked, no lecture.

  • A finance health check, once a seasonComing soon
  • Shared family goals, with progress from your savings, and Nodu checking in on them
  • A monthly budget against what you actually spent, with allowances Nodu suggests
  • Your home loan from its statement: what's owed, the rate, the payoff date, and an estimate of what an extra repayment would change
  • Loans that count down as you repay: car, personal, buy now pay later and family loans
Your finance health checkSpring
  • Bills on trackAll 14 bills paid on time this season
  • A buffer for tight weeksTwo weeks of bills set aside
  • Car insurance renews 12 Nov$450 more than last year. Want me to ask them to match it?
  • Bali fund62% of the way there

Two minutes to read, once a season. Example household.

Rich families have a CFO. Now yours does too.

Wealthy families pay a family office to watch the bills, read the statements and chase what they’re owed. Nodu does the same jobs for everyday Australian families, in plain words and on your phone.

  • A read-only view for your accountantComing soon
What a family office does, and what Nodu does
JobA family officeNodu
Watches every bill and due dateYesYes
Reads every statementYesYes
Sees tight weeks comingYesYes
Finds money you're missingYesYes
Works with your accountantYesA read-only view
Who gets oneThe very wealthyEvery family

Want a little birdy of your own?

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